付款

我們希望您能獲得輕鬆的線上購物體驗!

因此,我們提供您信用卡支付服務:

  • We accept cards with <LIST ACCEPTED CARDS> symbol.

    Encrypted transaction for your safety

    H&M guarantees that your details are completely safe with us. All information is sent encrypted to ensure total security of any sensitive information. Read more in our Privacy Notice.


    Debit at dispatch of your order
    If the card transaction is approved, the amount will be reserved immediately and you will receive an order confirmation to your email. Your card will be debited when we dispatch your order.

    If the card transaction is not approved your order will be cancelled. Please contact your bank or card provider if you have any questions about this.

    For more information about returns and refunds, click here.

    For our Terms & Conditions, click here.

  • You can use both our physical gift cards and e-gift cards in any H&M store and online. 

    Your online payment with gift card will take just a few steps:
    1. Select 'Add gift card' under payment in checkout.
    2. Enter the gift card number and pincode in the pop up screen.

    You can use a gift card to pay for your full order, or in combination with <LIST PAYMENT METHODS>.

    For more information about Gift Cards, click here.

    For more information about returns and refunds, click here.

    For our Terms & Conditions, click here.

  • The invoice is attached in the email we will send to you when we dispatch your order.
    Pay within <XX> days after the invoice date.

    Pay your invoice via (online) bank transfer
    Payment can be made via bank transfer.
    Our Bank Details are:
    <DETAILS>
    <DETAILS>
    <DETAILS>
    <DETAILS>
    <DETAILS>
    <DETAILS>

    Make sure to provide us with your reference number, as stated on the invoice, when making your payment. 

    Credit Check
    When you apply for invoice H&M reserves the right to perform a credit check on you and restrict your limit, or offer an alternative payment method.

    For more information about returns and refunds, click here.

    For our Terms & Conditions, click here.

  • Try on first and pay later!

    All purchases and returns made in one month are added to a statement, which you will receive the following month. 
    For the payment deferment by monthly invoice <FEE> is charged.

    Pay your invoice via (online) bank transfer
    Payment can be made via bank transfer.
    Our Bank Details are:
    <DETAILS>
    <DETAILS>
    <DETAILS>
    <DETAILS>
    <DETAILS>

    Make sure to provide us with your reference number, as stated on the invoice, when making your payment. 

    Credit Check
    When you apply for Pay next month H&M reserves the right to perform a credit check on you and restrict your limit, or offer an alternative payment method.

    For more information about returns and refunds, click here.

    For our Terms & Conditions, click here.

  • Application for monthly instalment not available right now.

    Credit Check
    When applying for monthly instalment a credit check will be performed. Based on the outcome your application is rejected or approved. Together with the approval a credit limit will be set. The limit may be adjusted during the time of the agreement.

    Spread your payment
    You will spread the payment for your purchases over several months.
    You pay an equal amount each month util you paid off the full amount.

    Pay your invoice via (online) bank transfer
    Payment can be made via bank transfer.
    Our Bank Details are:
    <DETAILS>
    <DETAILS>
    <DETAILS>
    <DETAILS>
    <DETAILS>
    <DETAILS>

    Make sure to provide us with your reference number, as stated on the invoice, when making your payment. 

    Payment free months
    You have two payment free months each year.
    There need to be four correct payments between the payment free months. 
    The first payment free month can be taken after four months of correct payment.

    Termination of and withdrawal from the agreement
    Termination: Y
    ou have the right to terminate the agreement by paying off the full debt completely at any time without extra charges.

    Please email our Customer Service if you wish to terminate your agreement.

    Withdrawal: you have the right to withdraw from the credit agreement within 14 days after signing the agreement.

    Please email our Customer Service if you wish to withdraw from your agreement.

    Read the pre-contractual credit information (SECCI).

    For more information about returns and refunds, click here.

    For our Terms & Conditions, click here.


請注意,您的信用卡機構可能會收取海外交易費用,而且在某些國家/地區可能需要支付額外的進口稅/關稅。

請閱讀以下內容,了解可能適用您所在地區的額外費用。

  • 海外交易費用 香港

    由於您將進行海外交易,所以您的信用卡機構可能會收取海外交易費用。
    您可向您的信用卡機構取得更多資訊。

    請注意,H&M 不會為任何額外費用提供補償,亦不會在進行退貨退款時將這些費用退回給您。

  • 海外交易費用 澳門

    由於您將進行海外交易,所以您的信用卡機構可能會收取海外交易費用。
    您可向您的信用卡機構取得更多資訊。

    請注意,H&M 不會為任何額外費用提供補償,亦不會在進行退貨退款時將這些費用退回給您。

  • 海外交易費用 台灣

    由於您將進行海外交易,所以您的信用卡機構可能會收取海外交易費用。
    您可向您的信用卡機構取得更多資訊。

    進口稅/關稅 台灣
    請注意,若您的訂單總額超出您所在地區的免稅金額,您需要在送貨時支付額外應付稅項。H&M 不對此類費用提供補償。
    您可向您當地的海關取得更多資訊。
    如何支付這些費用:包裹一旦抵達台灣海關,我們當地的付運公司將通知您訂單通關前需要支付的費用

    鞋子 台灣
    請注意,當您購買中國製的鞋子(非真皮材質)時,價格可能需加上額外進口稅。

    請注意,H&M 不會為任何額外費用提供補償,亦不會在進行退貨退款時將這些費用退回給您。

  • 信用卡支付–安全快捷
    我們接受 Visa 與 MasterCard。

    加密交易,保障您的安全

    H&M 保證您的個人詳細資料安全無虞。所有資料均經過加密傳送,以確保任何敏感資料的安全性。請參閱我們的隱私政策,了解更多。

    訂單發貨時扣款

    如果信用卡交易獲得批准,會立即保留相應金額,並以電子郵件傳送訂單確認給您。訂單出貨時,該筆金額將從您的信用卡帳戶中扣除。

    如果信用卡交易未獲批准,您的訂單將被取消。如果您對此有任何疑問,請聯絡您的銀行或信用卡發卡機構。

    退退款貨而產生

    請點擊這裡查看更多有關退貨及退款的資訊。