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You must be 18 years or older and live in Hong Kong, Singapore, Macau, Philippines, or Malaysia or 20 years or older and living in Taiwan to place an order. The price does not include import taxes, custom duties or any other additional toll fees which might apply. PAYMENT: We accept card payments via MasterCard and Visa. Please note that your bank might apply a fee for cross border transaction. RETURNS/WITHDRAWAL: You always have 30 days to decide if the item is right for you. H&M guarantees to refund any items, provided that they have been kept in reasonable condition prior to their return. We may apply a return fee which will be deducted from your refund. All our packages (except for Taiwan) contain a return address label to use when you send items back. Detailed information can be found under Customer Service.