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H&M Gift card, Merchandise card & Promotional card Terms and Conditions

1. About Your Card

2. Not for Resale

3. Balance Inquiry

4. Validity

5. Returns

6. Expiration/Deactivation

7. Redemption

8. Reloads

9. No Refunds

10. Transfers

11. Lost, Damaged or Stolen Card; Cards Used Without Authorization

12. Mandatory Binding Individual Arbitration

13. Limitation of Liability

14. Governing Law

15. Severance

16. Changes to Agreement

17. Fraud