With Pay later you will be able to:

  • Get your items first and pay later.
  • Shop in store and online with the H&M app.
  • Manage your payment on your member account page.
  • Choose an option: Pay in 30 days or Pay in 3 instalments. If you want more time, you can also choose to snooze the payment and extend the due date.

Get the H&M APP

Let's take a look at how it works in three quick steps.

Here are your payment options with H&M x Klarna

Choose the way that suits you…

Good to know

H&M Hennes & Mauritz UK Ltd is not a lender and acts only as an introducer. Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. T&Cs apply see klarna.com/uk/terms-and-conditions/.