Members get to Pay later

You're in for a smooth experience.
As a member you can try your items first and pay for them later. 

With Pay later you will be able to:

  • Get your items first and pay later.
  • Shop online and in store with the H&M app.
  • Manage your payment on your member account page.
  • Handle your payment within 30 days.
  • Choose how to pay: snooze, slice it or pay it all at once.

Get the H&M APP

Let's take a look at how it works in three quick steps.

Not sure how to use Pay later?

No worries! Take a look at our tutorials for a smooth walktrough of Pay later.

How to handle your payments

You can always choose how to manage your payments after your puchase is made, in the H&M app. Go to 'My purchases — H&M x Klarna' and choose the way that suits you. Here are some of your options.


For your safety, H&M will occasionally ask you to provide an ID when you shop in store with Pay later. When activating Pay later or purchasing online with any Klarna provided payment method, you automatically have the possibility to use the member QR-code for your purchase in store. Please note that when you have activated Pay later, all your payment information is available in your smartphone. Therefore you should never share your password or account information. If your phone is lost, please contact us or Klarna. H&M is authorized and regulated by the Financial Conduct Authority. Pay later by Klarna.