• Shop now, pay later — try your items at home and pay later. You can easily choose how to pay in the H&M app!
• Shop online and in stores — pay easily both online and in stores using the H&M app.
• Everything in one place — you can see all your purchases in the H&M app and manage your payments in a way that suits you.

By activating Pay later your personal data will be shared with Klarna Bank AB (Publ.) for credit assessment purposes. For further information please read the H&M Privacy Notice.