With Pay later, you'll be able to:

  • Shop online and in-store effortlessly
  • Try your items first and pay for them later
  • Choose an option: Pay in 30 days, Snooze or Pay in 4 installments

Get the H&M APP

How it works in 3 quick steps:

Pay the way that suits you...

You have 3 options to choose from:

Good to know:

Our Pay later service is not available online or in-store in the US territories. For your safety, H&M will occasionally ask to see your ID. When activating Pay later or checking out online with any Klarna-provided payment method, you'll automatically have the option to use Pay later in-store with the H&M app. Pay later by Klarna